Krishi.System

Krishi.System

The Good, Bad and the Ugly Loans of Indian Agriculture

Venky Ramachandran's avatar
Venky Ramachandran
Jan 16, 2026
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Award-Winning Travel Photos from the 2025 Monovisions Photography Awards. 2nd Place Winner: "Mundari cattle camp" by Svetlin Yosifov

State of Agritech - 16th January 2026

Agripreneurs From Bangalore Are Invited to Join Bangalore Agripreneurs Meetup. RSVP here

In Today’s Edition:

1/ The Good, Bad and the Ugly Loans of Indian Agriculture

Why are bad loans (read as Non-Performing Assets (NPAs)) increasing in Indian agriculture? How have banks insulated themselves from the volatility of the monsoon and the farm? How do we determine if agricultural NPAs are within safe limits and as good as other loans?

2/ Inside Shaktiman’s Strength and Achilles Heel

A peek inside India’s one of leading agri-mechanisation players with operations spanning 105 countries and revenues exceeding ₹1,690 crore. How did Tirth Agro become world’s largest rotary tiller manufacturer? What could be its strategic blind spot?

3/ Blinkit Introduces Fresh Produce with ‘Trusted Organic’ Certification.

Can we trust fresh organic produce delivered via quick commerce? I analyzed the test report of one vendor selling organic produce inside Blinkit with ‘Trusted Organic’ Certification. What does it tell us about fresh organic food produce sold in Indian markets vis-a-vis European markets?

Krishi.System is a labour of love to discover systems thinking in food and agriculture systems.

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